{"id":123867,"date":"2026-10-29T20:34:41","date_gmt":"2026-10-29T23:34:41","guid":{"rendered":"https:\/\/redenoticiaz.com.br\/litoralsp\/2026\/10\/29\/fgts-garante-r-1445-bilhoes-para-impulsionar-habitacao-ate-2027"},"modified":"2026-10-29T20:34:41","modified_gmt":"2026-10-29T23:34:41","slug":"fgts-garante-r-1445-bilhoes-para-impulsionar-habitacao-ate-2027","status":"publish","type":"post","link":"https:\/\/redenoticiaz.com.br\/litoralsp\/2026\/10\/29\/fgts-garante-r-1445-bilhoes-para-impulsionar-habitacao-ate-2027","title":{"rendered":"FGTS garante R$ 144,5 bilh\u00f5es para impulsionar habita\u00e7\u00e3o at\u00e9 2027"},"content":{"rendered":"
\n

Em decis\u00e3o tomada nesta quinta-feira, o Conselho Curador do Fundo de Garantia do Tempo de Servi\u00e7o (FGTS) aprovou um or\u00e7amento robusto de R$ 144,5 bilh\u00f5es para investimentos em habita\u00e7\u00e3o em 2027.<\/strong><\/p>\n

O valor aprovado para 2027 \u00e9 igual ao do ano anterior e contempla medidas importantes como o programa Minha Casa, Minha Vida, que oferece subs\u00eddios e financiamentos com condi\u00e7\u00f5es especiais, voltados, principalmente, para fam\u00edlias de baixa renda.<\/p>\n

Dentro desse or\u00e7amento habitacional, R$ 125,5 bilh\u00f5es ser\u00e3o direcionados a fam\u00edlias de baixa renda, enquanto R$ 15 bilh\u00f5es apoiar\u00e3o a classe m\u00e9dia. Al\u00e9m disso, R$ 4 bilh\u00f5es estar\u00e3o dispon\u00edveis na linha pr\u00f3-cotista, que proporciona juros reduzidos em financiamentos para trabalhadores com conta vinculada ao FGTS.<\/p>\n

Distribui\u00e7\u00e3o dos recursos<\/h2>\n

A divis\u00e3o dos recursos destinados ao setor habitacional \u00e9 a seguinte:<\/p>\n

    \n
  • R$ 125,5 bilh\u00f5es: financiamento para fam\u00edlias de baixa renda;<\/li>\n
  • R$ 15 bilh\u00f5es: recursos para a classe m\u00e9dia no Minha Casa, Minha Vida;<\/li>\n
  • R$ 13 bilh\u00f5es: subs\u00eddios para fam\u00edlias de baixa renda;<\/li>\n
  • R$ 4 bilh\u00f5es: linha pr\u00f3-cotista para financiamento habitacional.<\/li>\n<\/ul>\n

    \u00c9 importante destacar que os valores atribu\u00eddos a subs\u00eddios e \u00e0 linha pr\u00f3-cotista est\u00e3o integrados nas pol\u00edticas de financiamento habitacional, e n\u00e3o devem ser somados diretamente \u00e0s primeiras categorias, devido a poss\u00edveis sobreposi\u00e7\u00f5es.<\/p>\n

    Or\u00e7amento total<\/h2>\n

    Al\u00e9m do setor habitacional, o Conselho Curador do FGTS aprovou um or\u00e7amento total para 2027 de R$ 169 bilh\u00f5es, destinado a diversas pol\u00edticas p\u00fablicas. Segundo o Minist\u00e9rio do Trabalho, a distribui\u00e7\u00e3o ficar\u00e1 assim estabelecida:<\/p>\n

      \n
    • Habita\u00e7\u00e3o: R$ 144,5 bilh\u00f5es;<\/li>\n
    • Saneamento b\u00e1sico: R$ 8 bilh\u00f5es;<\/li>\n
    • Infraestrutura urbana: R$ 8 bilh\u00f5es;<\/li>\n
    • Sa\u00fade: R$ 8,5 bilh\u00f5es.<\/li>\n<\/ul>\n

      O colegiado tamb\u00e9m definiu or\u00e7amentos plurianuais para o per\u00edodo de 2028 a 2030, prevendo uma manuten\u00e7\u00e3o de R$ 125,5 bilh\u00f5es ao ano para fam\u00edlias de baixa renda. No caso da classe m\u00e9dia no Minha Casa, Minha Vida, os valores devem cair para R$ 10 bilh\u00f5es anuais a partir de 2028, refletindo uma retra\u00e7\u00e3o do or\u00e7amento total do FGTS para R$ 163,7 bilh\u00f5es por ano at\u00e9 2030.<\/p>\n

      Saque-anivers\u00e1rio<\/h2>\n

      No mesmo encontro, o conselho decidiu prorrogar at\u00e9 31 de mar\u00e7o a regra de transi\u00e7\u00e3o que permite aos trabalhadores utilizarem at\u00e9 cinco saques-anivers\u00e1rio futuros do FGTS como garantia em opera\u00e7\u00f5es de cr\u00e9dito.<\/strong><\/p>\n

      Essa altera\u00e7\u00e3o est\u00e1 relacionada \u00e0 resolu\u00e7\u00e3o publicada em outubro de 2025, que estabelece uma redu\u00e7\u00e3o para tr\u00eas saques futuros vinculados a empr\u00e9stimos a partir de 1\u00ba de novembro de 2026. Os limites para os valores se atentam a:<\/p>\n

        \n
      • Valor m\u00ednimo: R$ 100 por saque anual;<\/li>\n
      • Valor m\u00e1ximo: R$ 500 por saque anual;<\/li>\n
      • Limite futuro: tr\u00eas saques-anivers\u00e1rio anuais, conforme cronograma da norma.<\/li>\n<\/ul>\n

        Com a mudan\u00e7a, estima-se que cerca de 12,2 milh\u00f5es de trabalhadores sejam impactados, sendo que 92% deles pertencem \u00e0 faixa de at\u00e9 quatro sal\u00e1rios m\u00ednimos.<\/p>\n

        Volume movimentado<\/h2>\n

        Desde a implementa\u00e7\u00e3o do saque-anivers\u00e1rio, a modalidade movimentou um total de R$ 242,5 bilh\u00f5es, de acordo com informa\u00e7\u00f5es do minist\u00e9rio. Deste montante, R$ 94,2 bilh\u00f5es foram diretamente recebidos pelos trabalhadores, enquanto R$ 148,3 bilh\u00f5es foram direcionados a institui\u00e7\u00f5es financeiras para saldar empr\u00e9stimos garantidos pelos recursos do FGTS.<\/p>\n

        O Minist\u00e9rio do Trabalho atribui a redu\u00e7\u00e3o prevista nos or\u00e7amentos dos pr\u00f3ximos anos a diversos fatores, incluindo autoriza\u00e7\u00f5es para saques especiais e valores residuais de contas vinculadas de trabalhadores que optaram pelo saque-anivers\u00e1rio, al\u00e9m de empr\u00e9stimos para a \u00e1rea da sa\u00fade.<\/p>\n

        Os recursos do FGTS a serem destinados \u00e0s iniciativas governamentais s\u00e3o separados das contas individuais dos trabalhadores e prov\u00eam, segundo as informa\u00e7\u00f5es divulgadas, dos lucros anuais do Fundo.<\/p>\n

        <\/p>\n

        \n <\/div>\n","protected":false},"excerpt":{"rendered":"

        Em decis\u00e3o tomada nesta quinta-feira, o Conselho Curador do Fundo de Garantia do Tempo de Servi\u00e7o (FGTS) aprovou um or\u00e7amento robusto de R$ 144,5 bilh\u00f5es para investimentos em habita\u00e7\u00e3o em 2027. O valor aprovado para 2027 \u00e9 igual ao do ano anterior e contempla medidas importantes como o programa Minha Casa, Minha Vida, que oferece …<\/p>\n","protected":false},"author":5,"featured_media":123868,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[186],"tags":[],"class_list":["post-123867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cubatao"],"yoast_head":"\nFGTS garante R$ 144,5 bilh\u00f5es para impulsionar habita\u00e7\u00e3o at\u00e9 2027 - Litoral SP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/redenoticiaz.com.br\/litoralsp\/2026\/10\/29\/fgts-garante-r-1445-bilhoes-para-impulsionar-habitacao-ate-2027\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FGTS garante R$ 144,5 bilh\u00f5es para impulsionar habita\u00e7\u00e3o at\u00e9 2027 - Litoral SP\" \/>\n<meta property=\"og:description\" content=\"Em decis\u00e3o tomada nesta quinta-feira, o Conselho Curador do Fundo de Garantia do Tempo de Servi\u00e7o (FGTS) aprovou um or\u00e7amento robusto de R$ 144,5 bilh\u00f5es para investimentos em habita\u00e7\u00e3o em 2027. 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